I am a fifth-year Ph.D. candidate in finance at Indiana University. I am the recipient of the Ph.D. Award at the 4th Holden Conference in Finance and Real Estate in September 2025. My research focuses on household finance, especially on the costs and benefits of household debt policies. 

Prior to joining IU, I obtained an M.S. in Mathematical Finance at Boston University and worked for two years as a quantitative analyst at an asset management firm in Charlottesville, Virginia.